It refers to funds provided at low interest rates through banks or private financial institutions to create jobs and grow companies by supporting small and medium-sized enterprises or individuals who are unable to raise funds due to lack of collateral with the government's resources.
Policy funds are provided by various types of funds through public institutions such as central and local governments, the Technology Guarantee Fund, the Korea Credit Guarantee Fund, and the Korea Credit Guarantee Foundation.
It can be broadly classified into facility funds for establishing facilities and plant purchase funds for purchasing factories.

Policy funds vary slightly from institution to institution, interest rates vary, and their procedures and contents change frequently every year, so the procedures, conditions, and screening details until receiving policy funds are It is more difficult to prepare documents than loans from other financial institutions.
The funds may have already been exhausted at a time when individuals search for policies and institutions and figure out whether they meet the conditions.